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Karen Joy Bacudo

Finance Editor

Karen wears two hats at TechDay, balancing her role as an editor while assisting with finance tasks. She bridges writing content and reconciling numbers to support the team, with the same level of accuracy and precision.

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Canadian Stories

Written by Karen Joy

Global Stories

Written by Karen Joy

Plaid unveils foundation model for transaction data
Software-as-a-Service

Plaid unveils foundation model for transaction data

Plaid builds a foundation model to improve transaction analysis, lifting income classification and loan payment detection across financial services.

By Karen Joy Bacudo • 4 min read • Last month
Visa says AI agents may soon negotiate business deals
Digital Transformation

Visa says AI agents may soon negotiate business deals

Businesses warm to AI agents haggling over deals, but consumers remain wary of handing software full control of spending.

By Karen Joy Bacudo • 4 min read • Last month
AI agents shake up accounting firms' bookkeeping workflows
Data Protection

AI agents shake up accounting firms' bookkeeping workflows

AI agents prompt accounting firms to redesign bookkeeping and tax workflows as junior staff tasks are automated and human oversight stays central.

By Karen Joy Bacudo • 5 min read • Last month
Rain taps Episode Six for Asia-Pacific card expansion
Fintech

Rain taps Episode Six for Asia-Pacific card expansion

Rain turns to Episode Six to power stablecoin card programmes across Asia-Pacific after extending its Visa reach in the region.

By Karen Joy Bacudo • 4 min read • Last month
Legora hits USD $100 million ARR as legal AI demand grows
Digital Transformation

Legora hits USD $100 million ARR as legal AI demand grows

Legora tops USD $100 million ARR in 18 months as legal AI adoption accelerates across firms and corporate teams.

By Karen Joy Bacudo • 3 min read • Last month
Kestra raises USD $25 million to expand workflow platform
Software-as-a-Service

Kestra raises USD $25 million to expand workflow platform

Kestra secures USD $25 million from RTP Global to launch Kestra 2.0, roll out Kestra Cloud and expand in North America and Europe.

By Karen Joy Bacudo • 3 min read • Last month
OpenFX raises USD $94 million to speed cross-border payments
Crypto

OpenFX raises USD $94 million to speed cross-border payments

OpenFX secures USD $94 million to scale real-time cross-border payments, after growing annual volumes to more than USD $45 billion and adding 100-plus clients.

By Karen Joy Bacudo • 4 min read • Last month
Business leaders keep betting on AI despite recession
Data Analytics

Business leaders keep betting on AI despite recession

KPMG survey finds most executives will keep pouring money into artificial intelligence through a recession, with USD $186 million planned on average next year.

By Karen Joy Bacudo • 4 min read • Last month

Stories from Other Regions

Written by Karen Joy

UK SMEs favour high street banks despite lower rates
Fintech

UK SMEs favour high street banks despite lower rates

UK SMEs stick with high street banks despite challenger rivals offering far higher savings rates and better protection options, Flagstone finds.

By Karen Joy Bacudo • 4 min read • Last month
UK online sales rise 11.4% in February despite dip
Digital Transformation

UK online sales rise 11.4% in February despite dip

Parcelhero says eCommerce kept driving UK retail in February, even as monthly sales volumes dipped and geopolitical tensions clouded the outlook.

By Karen Joy Bacudo • 5 min read • Last month
Mastercard launches AI payments pilots in Singapore
Fintech

Mastercard launches AI payments pilots in Singapore

Mastercard expands authenticated AI payment pilots in Singapore and Malaysia, while preparing a major regional Centre of Excellence in Singapore.

By Karen Joy Bacudo • 4 min read • Last month
MAS and Feijoa turn daily spending into KiwiSaver growth
Fintech

MAS and Feijoa turn daily spending into KiwiSaver growth

MAS and Feijoa offer KiwiSaver round-ups as members can divert spare change from everyday spending into retirement savings at no extra cost.

By Karen Joy Bacudo • 4 min read • Last month
SoFi launches corporate banking with crypto settlement
Disaster Recovery

SoFi launches corporate banking with crypto settlement

SoFi expands into corporate banking with a regulated platform for deposits, payments and stablecoin settlement, targeting crypto firms and fintechs.

By Karen Joy Bacudo • 4 min read • Last month
Stacked launches self-custody Bitcoin app in New Zealand
Crypto

Stacked launches self-custody Bitcoin app in New Zealand

Stacked unveils New Zealand's first locally built self-custody Bitcoin wallet as it broadens beyond payments and targets Kiwi users.

By Karen Joy Bacudo • 4 min read • Last month
Retail abuse drives staff quits as crime hits stores
Customer Experience

Retail abuse drives staff quits as crime hits stores

VoCoVo survey finds 88% of UK retailers have lost staff to customer abuse, while 67% say AI could help tackle rising in-store crime.

By Karen Joy Bacudo • 4 min read • Last month
HP NZ books higher FY2025 earnings, stronger cash position
HP

HP NZ books higher FY2025 earnings, stronger cash position

Hewlett-Packard New Zealand posts stronger FY2025 earnings, with cash flow turning positive and receivables swelling alongside modest sales growth.

By Karen Joy Bacudo • 3 min read • Last month
Ramp deepens Visa partnership as enterprise base grows
Software-as-a-Service

Ramp deepens Visa partnership as enterprise base grows

Ramp expands Visa tie-up as the payments giant becomes a customer, after 133% enterprise growth and a wider rollout across 50,000 users.

By Karen Joy Bacudo • 3 min read • Last month